Ya wanna here another good one?
I sold a couple items on eBay a couple weeks ago to the same seller for $94 with shipping. Well, apparently, someone had hacked his account (according to him) and made a $99.99 charged to some place called Frogstar.com (or something like that) which gave him a negative $99.99 balance. So, when he pays me, PayPal makes him fund his account for 193.99 using his credit card. He then does a charge back for $99.99 through his credit card and PayPal freezes the whole 193.99 (including my $94.00) even though the charge back was for $99.99. Just prior to this happening, I had transferred the $94.00 (less fees) to my bank. So, that left me with a negative balance of $94.00 (less fess).
Three hours on the phone, 10 emails documenting my conversation with the seller and 3 faxes with additional information later, they still could understand what was going on. Even on the "Dispute Page", it showed the disputed amount was $99.99 but the total of my transaction was $94.00. They still couldn't figure it out, saying the $99.99 must have been a typo.
I received an email from the buyer explaining the $99.99 charge which I forwarded to PayPal. Then I called them and they still insisted I fund my account. I finally told they could not be doing what they were doing as I believed it violated the Uniform Commercial Code for Interstate Transactions. She said it was in the user agreement. I asked to tell me the section the specifically says they can do that. She couldn't and said it was a credit card policy.
I told her that it doesn't matter what their policy says or what the credit card policy says. If it violates state or Federal law, those policies (contracts) are null and void. I told her if they did not zero out my balance, I was prepared to turn this over to the Consumer Affairs Division of my State's Attorney General Office like I did once before against Microsoft/PayPal/eBay and their Live.com rebate program they were running and WON!!! (I received letters from each of them and the AG asking if thing were done to my satisfaction
Well, by the end of the day, my account was back up to zero and the dispute had been closed.
Make your attacker advance through a wall of bullets. I may get
killed with my own gun, but he's gonna have to beat me to death with it,
cause it's going to be empty.
Why do we park in driveways and drive on parkways?